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Health Connector Announces Expanded Subsidies, Enrollment

By TWIW Staff | March 23, 2021
Last Updated: March 23, 2021

The Massachusetts Health Connector announced on Tuesday, March 23, newly expanded subsidies for health insurance enrollment and an extended enrollment period through July 23.

The Federal “American Rescue Plan” legislation enables the Health Connector to provide increased subsidies for health insurance premiums for Massachusetts residents.

The federal premium subsidies, known as Advance Premium Tax Credits, will increase for many Massachusetts residents who already receive them and enable those who have never qualified before to do so.

Most of the Health Connector’s 270,000 current members, along with new enrollees, will experience lower health premiums for 2021 and 2022 under the new law.

Current members who are in ConnectorCare or who receive Advance Premium Tax Credits to reduce their premiums will see even lower premiums starting with their May premium payment.

Health Connector members and those who don’t currently purchase through the Health Connector, will become newly eligible for subsidies and can start to access lower premiums during May, for June coverage.

The elimination of the income cap on subsidy availability will enable some people who earn more than 400 percent of the Federal Poverty Level, around $51,000 for one person, will now be eligible for subsidies. 

The expanded subsidy will also help most of the approximately 194,000 people in ConnectorCare coverage, which uses both state subsidy and federal tax credits to provide free or low-cost coverage, and includes low co-pays and no deductibles.

In April and May, the Health Connector will be reviewing all of its members’ status to ensure they are getting the maximum amount of new federal assistance available.

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