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Worcesters Homeowners Can Apply for Flood Insurance Assistance

By Patrick Sargent | July 10, 2022
Last Updated: July 10, 2022

WORCESTER – Homeowners in Worcester flood zones can now apply for a reduction on flood insurance bills with help from ARPA funding.

The program is geared to low- and moderate-income homeowners who experience more frequent flooding. The City of Worcester is prioritizing applications assisting disproportionately impacted communities.

To apply for flood insurance assistance, click here.

Housing located in flood zones includes the increased burden of flood insurance which averages approximately $2,500 per property annually. Many of these properties bear the increased burden of climate change in the form of damage caused by frequent flooding.

According to the City of Worcester, there are approximately 311 total structures identified in the 100-year floodplain and 247 properties (79%) currently have insurance policies.

Maximum Grant Amount:

• Up to 50% reimbursement on annual flood insurance policy premium

Eligibility Requirements:

• Must be owner occupied
• Homeowner must meet ARPA eligibility guidelines
• Homeowner must have current flood insurance policy

Underwriting:

• City will ensure homeowner meets ARPA eligibility guidelines
• City will ensure homeowner has existing flood insurance policy
• City makes direct payment to homeowner for reimbursement of 50% of premium

To apply for flood insurance assistance and for more information, click here.

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